Cultural Vistas 401(k) match, vesting and fees
What Cultural Vistas' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | Schedule C ↗ |
| Independent auditor | Clifton Larson Allen LLP (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 590 defined-contribution plans in educational services with 100 to 499 participants.
| Cultural Vistas: employer contribution per participant | $687 | |
| Peer median | $1,800 |
| Cultural Vistas: average balance | $34,803 | |
| Peer median | $72,234 |
| Cultural Vistas: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.18% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3.5M at the end of plan year 2021 to $4.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 134 | $4.4M | $87K | $687 | 0.02% | Not published | Form 5500 ↗ |
| 2024 | 135 | $4.6M | $77K | $593 | 0.01% | Not published | Form 5500 ↗ |
| 2023 | 129 | $4M | $70K | $571 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 123 | $3.2M | $288K | $2,617 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 95 | $3.5M | $28K | $313 | <0.01% | Not published | Form 5500 ↗ |
Common questions
Does Cultural Vistas match 401(k) contributions?
The match terms for the 403(b) Thrift Plan for Employees of Cultural Vistas, Inc. have not been published from its filing yet. The plan year 2025 filing reports $87K in employer contributions, about $687 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Cultural Vistas 401(k) match vested?
The vesting schedule for the 403(b) Thrift Plan for Employees of Cultural Vistas, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the Cultural Vistas 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Mutual of America Investment Corp. The plan administrator is Cultural Vistas, Inc..
I left Cultural Vistas. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Cultural Vistas, Inc., (410) 997-2200) or the recordkeeper, Mutual of America Investment Corp. The Cultural Vistas old 401(k) page lists the contacts from every plan filing. Find an old Cultural Vistas 401(k)
Data from the public Form 5500 annual reports Cultural Vistas filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Cultural Vistas. Not financial advice. Report a correction · Methodology