Delight Raleigh Management 401(k) match, vesting and fees
What Delight Raleigh Management's 401(k) plan says about matching contributions
Plan features
Indented passages are quoted word for word from the audit report; plan terms may have changed since, so check your current Summary Plan Description.
| Roth contributions | Participants may contribute up to 92 percent of annual compensation in pre-tax or Roth deferrals, as defined in the plan document and allowed by law. | 2023 audit report, p. 26 ↗ |
| Loans | Participants may borrow the lesser of $50,000 (reduced by the participant’s highest outstanding loan balance during the 12-month period ending on the date of the loan) or 50 percent of their vested account balance. Loan terms range up to five years. The loans are secured by the balance in the participant’s account and bear interest from 4.25 to 9.50 percent. | 2023 audit report, p. 27 ↗ |
| Recordkeeper | At Retirement Services, LLC | 2025 Schedule C ↗ |
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | 2025 Schedule H ↗ |
| Plan type and status | 401(k) · Active | 2025 Form 5500 ↗ |
| Late participant contributions | Reported on the filing | 2025 Schedule H ↗ |
Match, vesting and other plan features are from the plan year 2023 filing's audit report (the latest one extracted so far). Rows cited to the Form 5500 and its schedules are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 44 defined-contribution plans in administrative, support and waste management services with 500 to 999 participants.
| Delight Raleigh Management: employer contribution per participant | $593 | |
| Peer median | $1,139 |
| Delight Raleigh Management: average balance | $16,436 | |
| Peer median | $40,459 |
| Delight Raleigh Management: admin expenses ÷ assets | 0.94% | |
| Peer median | 0.52% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3.6M at the end of plan year 2021 to $8.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,679 | $8.9M | $323K | $593 | 0.94% | Not published | Form 5500 ↗ |
| 2024 | 4,850 | $7.6M | $291K | $603 | 0.92% | Not published | Form 5500 ↗ |
| 2023 | 3,991 | $5.5M | $224K | $646 | 0.84% | Not published | Form 5500 ↗ |
| 2022 | 4,049 | $3.9M | $203K | $668 | 0.83% | Not published | Form 5500 ↗ |
| 2021 | 1,871 | $3.6M | $90K | $416 | 0.32% | Not published | Form 5500 ↗ |
Common questions
Does Delight Raleigh Management match 401(k) contributions?
The match terms for the Delight Restaurant Group 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $323K in employer contributions, about $593 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Delight Raleigh Management 401(k) match vested?
The vesting schedule for the Delight Restaurant Group 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Delight Raleigh Management 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is At Retirement Services, LLC. The plan administrator is Forusall, Inc..
I left Delight Raleigh Management. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Forusall, Inc., (844) 401-2253) or the recordkeeper, At Retirement Services, LLC. The Delight Raleigh Management old 401(k) page lists the contacts from every plan filing. Find an old Delight Raleigh Management 401(k)
Data from the public Form 5500 annual reports Delight Raleigh Management filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Delight Raleigh Management. Not financial advice. Report a correction · Methodology