Deseret Mutual Benefit Administrators 401(k) match, vesting and fees
What Deseret Mutual Benefit Administrators' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Trust Company LLC | Schedule C ↗ |
| Independent auditor | Deloitte & Touche LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 31 defined-contribution plans in finance and insurance with 10,000 to 49,999 participants.
| Deseret Mutual Benefit Administrators: employer contribution per participant | $4,975 | |
| Peer median | $4,274 |
| Deseret Mutual Benefit Administrators: average balance | $176,031 | |
| Peer median | $186,787 |
| Deseret Mutual Benefit Administrators: admin expenses ÷ assets | 0.01% | |
| Peer median | 0.04% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.4B at the end of plan year 2021 to $7.2B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 41,648 | $7.2B | $204M | $4,975 | 0.01% | Not published | Form 5500 ↗ |
| 2024 | 40,172 | $6.1B | $186M | $4,680 | 0.01% | Not published | Form 5500 ↗ |
| 2023 | 39,425 | $5.5B | $171M | $4,379 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 38,347 | $4.7B | $139M | $3,703 | 0.01% | Not published | Form 5500 ↗ |
| 2021 | 36,740 | $5.4B | $124M | $3,443 | 0.02% | Not published | Form 5500 ↗ |
Other Deseret Mutual Benefit Administrators plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Deseret Mutual Puerto Rico Thrift Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Deseret Mutual Master Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Factset Research Systems Inc | Schedule C ↗ |
| Independent auditor | Deloitte & Touche LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Deseret Mutual Benefit Administrators match 401(k) contributions?
The match terms for the Deseret 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $204M in employer contributions, about $4,975 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Deseret Mutual Benefit Administrators 401(k) match vested?
The vesting schedule for the Deseret 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Deseret Mutual Benefit Administrators 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Trust Company LLC. The plan administrator is Deseret Mutual Benefit Administrators.
I left Deseret Mutual Benefit Administrators. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Deseret Mutual Benefit Administrators, (801) 578-5600) or the recordkeeper, Empower Trust Company LLC. The Deseret Mutual Benefit Administrators old 401(k) page lists the contacts from every plan filing. Find an old Deseret Mutual Benefit Administrators 401(k)
Data from the public Form 5500 annual reports Deseret Mutual Benefit Administrators filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Deseret Mutual Benefit Administrators. Not financial advice. Report a correction · Methodology