Detroit Symphony Orchestra 403(b) match, vesting and fees

Plan year 2024 filingDetroit Symphony Orchestra, Inc. Non-Musicians' Tax Deferred Account Plan · Plan 004 · EIN 38-1385132Updated Oct 2026

What Detroit Symphony Orchestra's 403(b) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $157K in employer contributions, about $1,057 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$34,834
Average account balance
149
Participants (end of year)
$5.2M
Plan assets (end of year)
0.24%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTiaa-CrefSchedule C ↗
Independent auditorPlante & Moran, PLLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status403(b) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2024 medians for 908 defined-contribution plans in arts, entertainment, and recreation with 100 to 499 participants.

Detroit Symphony Orchestra: employer contribution per participant$1,057
Peer median$1,540
Detroit Symphony Orchestra: average balance$34,834
Peer median$48,682
Detroit Symphony Orchestra: admin expenses ÷ assets0.24%
Peer median0.36%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $4.4M at the end of plan year 2021 to $5.2M at the end of plan year 2024.

$4.4M2021$3.9M2022$4.6M2023$5.2M2024
End-of-year figures from each plan year's Form 5500 filing for the Detroit Symphony Orchestra plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024149$5.2M$157K$1,0570.24%Not publishedForm 5500 ↗
2023172$4.6M$172K$1,0040.35%Not publishedForm 5500 ↗
2022202$3.9M$132K$7260.34%Not publishedForm 5500 ↗
2021182$4.4M$97K$5330.27%Not publishedForm 5500 ↗

Other Detroit Symphony Orchestra plans (3)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Dso, Inc Musicians Tax Deferred Account Plan

Plan 005 · EIN 38-1385132 · plan year 2024 filing
$87,132
Average account balance
57
Participants (end of year)
$4.8M
Plan assets (end of year)
0.12%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status403(b) · ActiveForm 5500 ↗

The Detroit Symphony Orchestra, Inc. Musicians' Retirement Plan

Plan 001 · EIN 38-1385132 · plan year 2024 filing
$211,416
Average account balance
59
Participants (end of year)
$12.5M
Plan assets (end of year)
1.57%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Detroit Symphony Orchestra Inc Non Musicians Retirement Plan

Plan 003 · EIN 38-1385132 · plan year 2024 filing
$71,599
Average account balance
19
Participants (end of year)
$1.4M
Plan assets (end of year)
4.56%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Detroit Symphony Orchestra match 401(k) contributions?

The match terms for the Detroit Symphony Orchestra, Inc. Non-Musicians' Tax Deferred Account Plan have not been published from its filing yet. The plan year 2024 filing reports $157K in employer contributions, about $1,057 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Detroit Symphony Orchestra 401(k) match vested?

The vesting schedule for the Detroit Symphony Orchestra, Inc. Non-Musicians' Tax Deferred Account Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Detroit Symphony Orchestra 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Tiaa-Cref. The plan administrator is Detroit Symphony Orchestra, Inc..

I left Detroit Symphony Orchestra. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Detroit Symphony Orchestra, Inc., (313) 576-5100) or the recordkeeper, Tiaa-Cref. The Detroit Symphony Orchestra old 401(k) page lists the contacts from every plan filing. Find an old Detroit Symphony Orchestra 401(k)

Data from the public Form 5500 annual reports Detroit Symphony Orchestra filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Detroit Symphony Orchestra. Not financial advice. Report a correction · Methodology