Directive Consulting 401(k) match, vesting and fees
What Directive Consulting's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | At Retirement Services, LLC | Schedule C ↗ |
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Directive Consulting: employer contribution per participant | $1,676 | |
| Peer median | $2,719 |
| Directive Consulting: average balance | $33,761 | |
| Peer median | $85,424 |
| Directive Consulting: admin expenses ÷ assets | 0.48% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.5M at the end of plan year 2021 to $4.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 140 | $4.7M | $235K | $1,676 | 0.48% | Not published | Form 5500 ↗ |
| 2024 | 116 | $3.7M | $199K | $1,711 | 0.66% | Not published | Form 5500 ↗ |
| 2023 | 148 | $3.2M | $268K | $1,822 | 0.74% | Not published | Form 5500 ↗ |
| 2022 | 195 | $2.3M | $354K | $1,814 | 0.54% | Not published | Form 5500 ↗ |
| 2021 | 173 | $1.5M | $189K | $1,146 | 0.52% | Not published | 5500-SF ↗ |
Common questions
Does Directive Consulting match 401(k) contributions?
The match terms for the Forus 401(k) have not been published from its filing yet. The plan year 2025 filing reports $235K in employer contributions, about $1,676 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Directive Consulting 401(k) match vested?
The vesting schedule for the Forus 401(k) is not in the data published so far. Your Summary Plan Description states it.
Who manages the Directive Consulting 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is At Retirement Services, LLC. The plan administrator is Forusall, Inc..
I left Directive Consulting. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Forusall, Inc., (844) 401-2253) or the recordkeeper, At Retirement Services, LLC. The Directive Consulting old 401(k) page lists the contacts from every plan filing. Find an old Directive Consulting 401(k)
Data from the public Form 5500 annual reports Directive Consulting filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Directive Consulting. Not financial advice. Report a correction · Methodology