Duncan & Son Lines 401(k) match, vesting and fees
What Duncan & Son Lines' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Co USA | Schedule C ↗ |
| Independent auditor | Kimberlin Company, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 118 defined-contribution plans in retail trade with 500 to 999 participants.
| Duncan & Son Lines: employer contribution per participant | $756 | |
| Peer median | $1,025 |
| Duncan & Son Lines: average balance | $24,209 | |
| Peer median | $54,370 |
| Duncan & Son Lines: admin expenses ÷ assets | 1.00% | |
| Peer median | 0.33% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $9.7M at the end of plan year 2021 to $19.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 807 | $19.1M | $595K | $756 | 1.00% | Not published | Form 5500 ↗ |
| 2024 | 783 | $16.3M | $1.1M | $1,479 | 1.14% | Not published | Form 5500 ↗ |
| 2023 | 734 | $12.9M | $1M | $1,437 | 1.26% | Not published | Form 5500 ↗ |
| 2022 | 743 | $9.7M | $992K | $1,366 | 1.34% | Not published | Form 5500 ↗ |
| 2021 | 788 | $9.7M | $372K | $507 | 1.38% | Not published | Form 5500 ↗ |
Common questions
Does Duncan & Son Lines match 401(k) contributions?
The match terms for the Duncan Trucking Ltd. 401(k) Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2025 filing reports $595K in employer contributions, about $756 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Duncan & Son Lines 401(k) match vested?
The vesting schedule for the Duncan Trucking Ltd. 401(k) Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Duncan & Son Lines 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Life Insurance Co USA. The plan administrator is Duncan & Son Lines, Inc..
I left Duncan & Son Lines. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Duncan & Son Lines, Inc., (623) 386-4511) or the recordkeeper, John Hancock Life Insurance Co USA. The Duncan & Son Lines old 401(k) page lists the contacts from every plan filing. Find an old Duncan & Son Lines 401(k)
Data from the public Form 5500 annual reports Duncan & Son Lines filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Duncan & Son Lines. Not financial advice. Report a correction · Methodology