East Coast Lumber 401(k) match, vesting and fees

Plan year 2025 filingEast Coast Lumber Company, Inc. 401(k) Plan · Plan 001 · EIN 56-1430508Updated Oct 2026

What East Coast Lumber's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $461K in employer contributions, about $3,491 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$91,112
Average account balance
142
Participants (end of year)
$12M
Plan assets (end of year)
0.53%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEquitable Life Insurance Co.Schedule C ↗
Independent auditorKelly Partners (Frs) Attest Service (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 3,042 defined-contribution plans in manufacturing with 100 to 499 participants.

East Coast Lumber: employer contribution per participant$3,491
Peer median$1,962
East Coast Lumber: average balance$91,112
Peer median$75,225
East Coast Lumber: admin expenses ÷ assets0.53%
Peer median0.32%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $6.6M at the end of plan year 2021 to $12M at the end of plan year 2025.

$6.6M2021$6.4M2022$8.2M2023$9.9M2024$12M2025
End-of-year figures from each plan year's Form 5500 filing for the East Coast Lumber plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025142$12M$461K$3,4910.53%Not publishedForm 5500 ↗
2024141$9.9M$508K$3,9700.60%Not publishedForm 5500 ↗
2023144$8.2M$457K$3,7470.60%Not publishedForm 5500 ↗
2022129$6.4M$430K$3,7680.59%Not publishedForm 5500 ↗
2021130$6.6M$315K$2,8400.62%Not publishedForm 5500 ↗

Common questions

Does East Coast Lumber match 401(k) contributions?

The match terms for the East Coast Lumber Company, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $461K in employer contributions, about $3,491 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the East Coast Lumber 401(k) match vested?

The vesting schedule for the East Coast Lumber Company, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the East Coast Lumber 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Equitable Life Insurance Co.. The plan administrator is East Coast Lumber Company, Inc..

I left East Coast Lumber. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (East Coast Lumber Company, Inc., (336) 685-5812) or the recordkeeper, Equitable Life Insurance Co.. The East Coast Lumber old 401(k) page lists the contacts from every plan filing. Find an old East Coast Lumber 401(k)

Data from the public Form 5500 annual reports East Coast Lumber filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with East Coast Lumber. Not financial advice. Report a correction · Methodology