Find an old Eastern Bank 401(k)

Who to contact about an account in each of the 5 Eastern Bank plans, from the filings. Free, no sign-up, no Social Security number.

Eastern Bank 401(k) Plan

Eastern Bank · Plan 002 · EIN 04-3067724 · Boston, MA

Active · plan year 2025 filing401(k)
Plan administratorEastern Bank
125 High Street, Boston, MA 02110
Form 5500 ↗
Recordkeeper (who holds the accounts)Empower Annuity Insurance CompanySchedule C ↗
Former employees with balances582 separated participants still had money in the planForm 5500 ↗

Eastern Bank Employee Stock Ownership Plan

Eastern Bank · Plan 003 · EIN 04-3067724 · Boston, MA

Active · plan year 2025 filingRetirement
Plan administratorEastern Bank
125 High Street, Boston, MA 02110
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances343 separated participants still had money in the planForm 5500 ↗

Sbera Pension Plan As Adopted by Eastern Bank

Eastern Bank · Plan 001 · EIN 04-3067724 · Boston, MA

Active · plan year 2024 filingPension (defined benefit)
Plan administratorNrs, LLC
12 Gill Street, Woburn, MA 01801
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances1,375 separated participants still had money in the planForm 5500 ↗

Sbera 401(k) Plan As Adopted by Century Bancorp, Inc.

Eastern Bank · Plan 006 · EIN 04-3067724 · Lynn, MA

Terminated · plan year 2022 filing401(k)
Plan administratorThomas Forese Jr.
12 Gill Street, Woburn, MA 01801
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2022 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Sbera Pension Plan As Adopted by Century Bank

Eastern Bank · Plan 005 · EIN 04-3067724 · Lynn, MA

Terminated · plan year 2021 filingPension (defined benefit)
Plan administratorThomas Forese Jr.
12 Gill Street, Woburn, MA 01801
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2021 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Eastern Bank 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Eastern Bank 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Eastern Bank, (781) 598-7590. The accounts are held by the recordkeeper, Empower Annuity Insurance Company. Have your Social Security number and dates of employment ready.

What is the Eastern Bank 401(k) phone number?

The plan administrator phone number on the plan year 2025 filing is (781) 598-7590.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Eastern Bank and does not hold accounts. Not financial advice. Report a correction