Elder Services of Berkshire County 401(k) match, vesting and fees
What Elder Services of Berkshire County's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 133,113 defined-contribution plans in health care and social assistance with fewer than 100 participants.
| Elder Services of Berkshire County: employer contribution per participant | $2,809 | |
| Peer median | $2,023 |
| Elder Services of Berkshire County: average balance | $41,427 | |
| Peer median | $61,526 |
| Elder Services of Berkshire County: admin expenses ÷ assets | 0.01% | |
| Peer median | 0.44% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.9M at the end of plan year 2021 to $3.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 107 | $3.7M | $250K | $2,809 | 0.01% | Not published | 5500-SF ↗ |
| 2023 | 98 | $3M | $200K | $2,353 | <0.01% | Not published | 5500-SF ↗ |
| 2022 | 91 | $2.6M | $132K | $1,505 | 0.14% | Not published | 5500-SF ↗ |
| 2021 | 84 | $2.9M | $133K | $1,729 | 0.02% | Not published | 5500-SF ↗ |
Other Elder Services of Berkshire County plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Elder Services of Berkshire County 403(b) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | 2023 Schedule C ↗ |
| Independent auditor | Lombardi & Keegan (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
Common questions
Does Elder Services of Berkshire County match 401(k) contributions?
The match terms for the 401(a) Profit-Sharing Plan for Employees of Elder Services of Berkshire County, Inc. have not been published from its filing yet. The plan year 2024 filing reports $250K in employer contributions, about $2,809 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Elder Services of Berkshire County 401(k) match vested?
The vesting schedule for the 401(a) Profit-Sharing Plan for Employees of Elder Services of Berkshire County, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the Elder Services of Berkshire County 401(k)?
The filing names Elder Services of Berkshire Co as plan administrator; it does not list a recordkeeper.
I left Elder Services of Berkshire County. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Elder Services of Berkshire Co, (413) 236-1721). The Elder Services of Berkshire County old 401(k) page lists the contacts from every plan filing. Find an old Elder Services of Berkshire County 401(k)
Data from the public Form 5500 annual reports Elder Services of Berkshire County filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Elder Services of Berkshire County. Not financial advice. Report a correction · Methodology