Electric Research and Manufacturing Cooperative 401(k) match, vesting and fees
What Electric Research and Manufacturing Cooperative's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 87 defined-contribution plans in utilities with 1,000 to 4,999 participants.
| Electric Research and Manufacturing Cooperative: employer contribution per participant | $1,017 | |
| Peer median | $5,188 |
| Electric Research and Manufacturing Cooperative: average balance | $29,731 | |
| Peer median | $183,243 |
| Electric Research and Manufacturing Cooperative: admin expenses ÷ assets | 0.53% | |
| Peer median | 0.09% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $71.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,970 | $71.7M | $2.5M | $1,017 | 0.53% | Not published | Form 5500 ↗ |
Other Electric Research and Manufacturing Cooperative plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ermco Union 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Ermco Defined Benefit Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Electric Research and Manufacturing Cooperative match 401(k) contributions?
The match terms for the Ermco 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $2.5M in employer contributions, about $1,017 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Electric Research and Manufacturing Cooperative 401(k) match vested?
The vesting schedule for the Ermco 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Electric Research and Manufacturing Cooperative 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Electric Research and Manufacturing Cooperative, Inc..
I left Electric Research and Manufacturing Cooperative. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Electric Research and Manufacturing Cooperative, Inc., (731) 287-4125) or the recordkeeper, Principal Life Insurance Company. The Electric Research and Manufacturing Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Electric Research and Manufacturing Cooperative 401(k)
Data from the public Form 5500 annual reports Electric Research and Manufacturing Cooperative filed with the U.S. Department of Labor (plan years 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Electric Research and Manufacturing Cooperative. Not financial advice. Report a correction · Methodology