Emblemhealth Services 401(k) match, vesting and fees
What Emblemhealth Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life & Annuity Insurance Co | Schedule C ↗ |
| Independent auditor | Bdo USA, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Emblemhealth Services: employer contribution per participant | $3,493 | |
| Peer median | $3,266 |
| Emblemhealth Services: average balance | $171,600 | |
| Peer median | $137,177 |
| Emblemhealth Services: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $347M at the end of plan year 2021 to $440M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,637 | $440M | $9M | $3,493 | 0.04% | Not published | Form 5500 ↗ |
| 2024 | 2,792 | $378M | $8.7M | $3,509 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 2,810 | $344M | $8.8M | $3,341 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 2,651 | $286M | $8.4M | $3,298 | 0.06% | Not published | Form 5500 ↗ |
| 2021 | 2,576 | $347M | $8M | $3,237 | 0.06% | Not published | Form 5500 ↗ |
Other Emblemhealth Services plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Emblemhealth Services Company, LLC Employees' Retirement Plan and Trust II
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Bdo USA, P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Emblemhealth Services Company, LLC Cash Balance Plan and Trust for Collectively Bargained Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Bdo USA, P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Emblemhealth Services Company, LLC 401(k) Plan for Collectively Bargained Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life & Annuity Insurance Co | 2022 Schedule C ↗ |
| Independent auditor | Bdo USA, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
The recordkeeper is from the plan year 2022 filing, the latest that names one. The other rows are from the plan year 2023 filing.
Common questions
Does Emblemhealth Services match 401(k) contributions?
The match terms for the Emblemhealth Services Company, LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $9M in employer contributions, about $3,493 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Emblemhealth Services 401(k) match vested?
The vesting schedule for the Emblemhealth Services Company, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Emblemhealth Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Life & Annuity Insurance Co. The plan administrator is Emblemhealth Services Company LLC.
I left Emblemhealth Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Emblemhealth Services Company LLC, (646) 447-5936) or the recordkeeper, Empower Life & Annuity Insurance Co. The Emblemhealth Services old 401(k) page lists the contacts from every plan filing. Find an old Emblemhealth Services 401(k)
Data from the public Form 5500 annual reports Emblemhealth Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Emblemhealth Services. Not financial advice. Report a correction · Methodology