Emerson Health System 403(b) match, vesting and fees
What Emerson Health System's 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | E.J. Callahan & Associates, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,281 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Emerson Health System: employer contribution per participant | $1,017 | |
| Peer median | $1,358 |
| Emerson Health System: average balance | $78,321 | |
| Peer median | $44,442 |
| Emerson Health System: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.21% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $165M at the end of plan year 2021 to $183M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 3,256 | $183M | $2.4M | $1,017 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 3,327 | $167M | $2.1M | $909 | 0.15% | Not published | Form 5500 ↗ |
| 2022 | 2,745 | $144M | $0 | $0 | 0.15% | Not published | Form 5500 ↗ |
| 2021 | 2,507 | $165M | $2.6M | $1,021 | 0.02% | Not published | Form 5500 ↗ |
Other Emerson Health System plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Retirement Plan for Employees of Emerson Hospital
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Schwab Retirement Plan Services | Schedule C ↗ |
| Independent auditor | E.J. Callahan & Associates, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Emerson Health System Voluntary Savings Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 403(b) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Emerson Health System match 401(k) contributions?
The match terms for the Emerson Health System Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $2.4M in employer contributions, about $1,017 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Emerson Health System 401(k) match vested?
The vesting schedule for the Emerson Health System Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Emerson Health System 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Emerson Health System, Inc..
I left Emerson Health System. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Emerson Health System, Inc., (978) 287-3074) or the recordkeeper, Fidelity Investments Institutional. The Emerson Health System old 401(k) page lists the contacts from every plan filing. Find an old Emerson Health System 401(k)
Data from the public Form 5500 annual reports Emerson Health System filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Emerson Health System. Not financial advice. Report a correction · Methodology