Emery & Sons Construction Group 401(k) match, vesting and fees
What Emery & Sons Construction Group's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Spectrum Pension Consultants, Inc. | Schedule C ↗ |
| Independent auditor | Aldrich Cpas and Advisors LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.
| Emery & Sons Construction Group: employer contribution per participant | $7,729 | |
| Peer median | $2,411 |
| Emery & Sons Construction Group: average balance | $127,535 | |
| Peer median | $61,921 |
| Emery & Sons Construction Group: admin expenses ÷ assets | 0.15% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $31.3M at the end of plan year 2021 to $32.6M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 263 | $32.6M | $2M | $7,729 | 0.15% | Not published | Form 5500 ↗ |
| 2023 | 259 | $26.3M | $1.9M | $7,342 | 0.11% | Not published | Form 5500 ↗ |
| 2022 | 246 | $19M | $1.5M | $6,265 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 220 | $31.3M | $1.1M | $5,084 | 0.08% | Not published | Form 5500 ↗ |
Common questions
Does Emery & Sons Construction Group match 401(k) contributions?
The match terms for the Emery & Sons Construction Group, LLC Retirement and Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $2M in employer contributions, about $7,729 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Emery & Sons Construction Group 401(k) match vested?
The vesting schedule for the Emery & Sons Construction Group, LLC Retirement and Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Emery & Sons Construction Group 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Spectrum Pension Consultants, Inc.. The plan administrator is Emery & Sons Construction Group, LLC.
I left Emery & Sons Construction Group. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Emery & Sons Construction Group, LLC, (503) 588-7576) or the recordkeeper, Spectrum Pension Consultants, Inc.. The Emery & Sons Construction Group old 401(k) page lists the contacts from every plan filing. Find an old Emery & Sons Construction Group 401(k)
Data from the public Form 5500 annual reports Emery & Sons Construction Group filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Emery & Sons Construction Group. Not financial advice. Report a correction · Methodology