Empire Comfort Systems 401(k) match, vesting and fees
What Empire Comfort Systems' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| Empire Comfort Systems: employer contribution per participant | $1,000 | |
| Peer median | $1,847 |
| Empire Comfort Systems: average balance | $78,429 | |
| Peer median | $65,512 |
| Empire Comfort Systems: admin expenses ÷ assets | 0.50% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16M at the end of plan year 2021 to $10.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 198 | $10.3M | $131K | $1,000 | 0.50% | Not published | Form 5500 ↗ |
| 2023 | 226 | $12.4M | $125K | $863 | 0.34% | Not published | Form 5500 ↗ |
| 2022 | 243 | $10.5M | $129K | $1,147 | 0.37% | Not published | Form 5500 ↗ |
| 2021 | 266 | $16M | $137K | $1,234 | 0.21% | Not published | Form 5500 ↗ |
Other Empire Comfort Systems plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Local #s7 of the International Brotherhood of Boilermakers, Iron Ship
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Empire Comfort Systems match 401(k) contributions?
The match terms for the Empire Comfort Systems, Inc. Savings Incentive & Profit Sharing (Sips) Plan have not been published from its filing yet. The plan year 2024 filing reports $131K in employer contributions, about $1,000 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Empire Comfort Systems 401(k) match vested?
The vesting schedule for the Empire Comfort Systems, Inc. Savings Incentive & Profit Sharing (Sips) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Empire Comfort Systems 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Empire Comfort Systems, Inc..
I left Empire Comfort Systems. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Empire Comfort Systems, Inc., (618) 233-7420) or the recordkeeper, Principal Life Insurance Company. The Empire Comfort Systems old 401(k) page lists the contacts from every plan filing. Find an old Empire Comfort Systems 401(k)
Data from the public Form 5500 annual reports Empire Comfort Systems filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Empire Comfort Systems. Not financial advice. Report a correction · Methodology