Empire Southwest 401(k) match, vesting and fees
What Empire Southwest's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Oneamerica Retirement Services LLC | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 136 defined-contribution plans in real estate and rental and leasing with 1,000 to 4,999 participants.
| Empire Southwest: employer contribution per participant | $2,419 | |
| Peer median | $1,502 |
| Empire Southwest: average balance | $100,316 | |
| Peer median | $49,651 |
| Empire Southwest: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $417M at the end of plan year 2023 to $487M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 4,885 | $487M | $11.8M | $2,419 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 4,936 | $417M | $8.3M | $1,700 | 0.11% | Not published | Form 5500 ↗ |
Common questions
Does Empire Southwest match 401(k) contributions?
The match terms for the Empire Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $11.8M in employer contributions, about $2,419 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Empire Southwest 401(k) match vested?
The vesting schedule for the Empire Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Empire Southwest 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Oneamerica Retirement Services LLC. The plan administrator is Empire Southwest LLC.
I left Empire Southwest. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Empire Southwest LLC, (480) 633-4944) or the recordkeeper, Oneamerica Retirement Services LLC. The Empire Southwest old 401(k) page lists the contacts from every plan filing. Find an old Empire Southwest 401(k)
Data from the public Form 5500 annual reports Empire Southwest filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Empire Southwest. Not financial advice. Report a correction · Methodology