Empower Ai 401(k) match, vesting and fees
What Empower Ai's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Schwab Retirement Plan Services,inc | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 266 defined-contribution plans in professional, scientific, and technical services with 1,000 to 4,999 participants.
| Empower Ai: employer contribution per participant | $1,179 | |
| Peer median | $2,664 |
| Empower Ai: average balance | $96,693 | |
| Peer median | $119,448 |
| Empower Ai: admin expenses ÷ assets | 0.19% | |
| Peer median | 0.09% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $177M at the end of plan year 2021 to $163M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,737 | $163M | $2M | $1,179 | 0.19% | Not published | Form 5500 ↗ |
| 2024 | 1,975 | $170M | $2.1M | $1,084 | 0.20% | Not published | Form 5500 ↗ |
| 2023 | 2,088 | $159M | $2.3M | $1,139 | 0.18% | Not published | Form 5500 ↗ |
| 2022 | 2,127 | $141M | $2.5M | $1,194 | 0.26% | Not published | Form 5500 ↗ |
| 2021 | 2,166 | $177M | $2.3M | $1,058 | 0.20% | Not published | Form 5500 ↗ |
Other Empower Ai plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Nci Information Systems, Inc. Government Services Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Empower Ai match 401(k) contributions?
The match terms for the Empower Ai 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $2M in employer contributions, about $1,179 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Empower Ai 401(k) match vested?
The vesting schedule for the Empower Ai 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Empower Ai 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Schwab Retirement Plan Services,inc. The plan administrator is Empower Ai.
I left Empower Ai. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Empower Ai, (703) 707-6900) or the recordkeeper, Schwab Retirement Plan Services,inc. The Empower Ai old 401(k) page lists the contacts from every plan filing. Find an old Empower Ai 401(k)
Data from the public Form 5500 annual reports Empower Ai filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Empower Ai. Not financial advice. Report a correction · Methodology