Encore Group (USA) 401(k) match, vesting and fees
What Encore Group (USA)'s 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Sikich Cpa LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 12 defined-contribution plans in real estate and rental and leasing with 10,000 to 49,999 participants.
| Encore Group (USA): employer contribution per participant | $1,006 | |
| Peer median | $1,644 |
| Encore Group (USA): average balance | $38,864 | |
| Peer median | $61,643 |
| Encore Group (USA): admin expenses ÷ assets | 0.19% | |
| Peer median | 0.12% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $385M at the end of plan year 2023 to $453M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 12,963 | $453M | $11.7M | $1,006 | 0.19% | Not published | Form 5500 ↗ |
| 2023 | 13,092 | $385M | $10.7M | $862 | 0.21% | Not published | Form 5500 ↗ |
Other Encore Group (USA) plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Encore Group (Usa) LLC Puerto Rico Retirement Savings Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Form 5500-SF ↗ |
Common questions
Does Encore Group (USA) match 401(k) contributions?
The match terms for the Encore Group (Usa) LLC Retirement Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $11.7M in employer contributions, about $1,006 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Encore Group (USA) 401(k) match vested?
The vesting schedule for the Encore Group (Usa) LLC Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Encore Group (USA) 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Encore Group (Usa), LLC.
I left Encore Group (USA). How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Encore Group (Usa), LLC, (800) 876-5141) or the recordkeeper, Empower Annuity Insurance Company. The Encore Group (USA) old 401(k) page lists the contacts from every plan filing. Find an old Encore Group (USA) 401(k)
Data from the public Form 5500 annual reports Encore Group (USA) filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Encore Group (USA). Not financial advice. Report a correction · Methodology