Energy Trust of Oregon 401(k) match, vesting and fees
What Energy Trust of Oregon's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Bakerk Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 127 defined-contribution plans in utilities with 100 to 499 participants.
| Energy Trust of Oregon: employer contribution per participant | $5,689 | |
| Peer median | $3,995 |
| Energy Trust of Oregon: average balance | $146,784 | |
| Peer median | $115,215 |
| Energy Trust of Oregon: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.29% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $22.5M at the end of plan year 2021 to $36.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 254 | $36.7M | $1.4M | $5,689 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 209 | $29M | $1.1M | $5,350 | 0.01% | Not published | Form 5500 ↗ |
| 2023 | 180 | $24.3M | $920K | $5,139 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 146 | $19.6M | $787K | $5,393 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 144 | $22.5M | $711K | $4,936 | <0.01% | Not published | Form 5500 ↗ |
Common questions
Does Energy Trust of Oregon match 401(k) contributions?
The match terms for the Energy Trust of Oregon, Inc. Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $1.4M in employer contributions, about $5,689 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Energy Trust of Oregon 401(k) match vested?
The vesting schedule for the Energy Trust of Oregon, Inc. Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Energy Trust of Oregon 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Energy Trust of Oregon, Inc..
I left Energy Trust of Oregon. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Energy Trust of Oregon, Inc., (503) 445-2946) or the recordkeeper, Principal Life Insurance Company. The Energy Trust of Oregon old 401(k) page lists the contacts from every plan filing. Find an old Energy Trust of Oregon 401(k)
Data from the public Form 5500 annual reports Energy Trust of Oregon filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Energy Trust of Oregon. Not financial advice. Report a correction · Methodology