Enstoa, Inc. DBA Consertus 401(k) match, vesting and fees
What Enstoa, Inc. DBA Consertus' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 3,569 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| Enstoa, Inc. DBA Consertus: employer contribution per participant | $2,255 | |
| Peer median | $2,719 |
| Enstoa, Inc. DBA Consertus: average balance | $127,209 | |
| Peer median | $85,424 |
| Enstoa, Inc. DBA Consertus: admin expenses ÷ assets | 0.26% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $60.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 763 | $60.7M | $1.1M | $2,255 | 0.26% | Not published | Form 5500 ↗ |
Common questions
Does Enstoa, Inc. DBA Consertus match 401(k) contributions?
The match terms for the Consertus Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $1.1M in employer contributions, about $2,255 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Enstoa, Inc. DBA Consertus 401(k) match vested?
The vesting schedule for the Consertus Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Enstoa, Inc. DBA Consertus 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Enstoa, Inc. DBA Consertus.
I left Enstoa, Inc. DBA Consertus. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Enstoa, Inc. DBA Consertus, (305) 972-8148) or the recordkeeper, Principal Life Insurance Company. The Enstoa, Inc. DBA Consertus old 401(k) page lists the contacts from every plan filing. Find an old Enstoa, Inc. DBA Consertus 401(k)
Data from the public Form 5500 annual reports Enstoa, Inc. DBA Consertus filed with the U.S. Department of Labor (plan years 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Enstoa, Inc. DBA Consertus. Not financial advice. Report a correction · Methodology