Epoch Senior Living 401(k) match, vesting and fees
What Epoch Senior Living's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Boivin & Associates (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 235 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Epoch Senior Living: employer contribution per participant | $137 | |
| Peer median | $1,537 |
| Epoch Senior Living: average balance | $14,754 | |
| Peer median | $56,476 |
| Epoch Senior Living: admin expenses ÷ assets | 0.49% | |
| Peer median | 0.19% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16.7M at the end of plan year 2021 to $24.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,135 | $24.2M | $225K | $137 | 0.49% | Not published | Form 5500 ↗ |
| 2024 | 2,051 | $19.2M | $164K | $107 | 0.53% | Not published | Form 5500 ↗ |
| 2023 | 1,532 | $16.6M | $162K | $120 | 0.56% | Not published | Form 5500 ↗ |
| 2022 | 1,272 | $13.8M | $127K | $115 | 0.55% | Not published | Form 5500 ↗ |
| 2021 | 1,144 | $16.7M | $78K | $121 | 0.52% | Not published | Form 5500 ↗ |
Common questions
Does Epoch Senior Living match 401(k) contributions?
The match terms for the Epoch Senior Living 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $225K in employer contributions, about $137 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Epoch Senior Living 401(k) match vested?
The vesting schedule for the Epoch Senior Living 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Epoch Senior Living 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Epoch Senior Living, LLC.
I left Epoch Senior Living. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Epoch Senior Living, LLC, (781) 891-0777) or the recordkeeper, Fidelity Investments Institutional. The Epoch Senior Living old 401(k) page lists the contacts from every plan filing. Find an old Epoch Senior Living 401(k)
Data from the public Form 5500 annual reports Epoch Senior Living filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Epoch Senior Living. Not financial advice. Report a correction · Methodology