Equitable Financial Life Insurance 401(k) match, vesting and fees
What Equitable Financial Life Insurance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Pricewaterhousecoopers LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 105 defined-contribution plans in finance and insurance with 10,000 to 49,999 participants.
| Equitable Financial Life Insurance: employer contribution per participant | $4,657 | |
| Peer median | $3,632 |
| Equitable Financial Life Insurance: average balance | $205,148 | |
| Peer median | $158,114 |
| Equitable Financial Life Insurance: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.05% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.6B at the end of plan year 2021 to $2.6B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 13,002 | $2.6B | $60.1M | $4,657 | 0.04% | Not published | Form 5500 ↗ |
| 2021 | 13,595 | $2.6B | $64.7M | $4,790 | 0.02% | Not published | Form 5500 ↗ |
Other Equitable Financial Life Insurance plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Equitable Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Pricewaterhousecoopers LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Equitable Financial Life Insurance match 401(k) contributions?
The match terms for the The Equitable 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $60.1M in employer contributions, about $4,657 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Equitable Financial Life Insurance 401(k) match vested?
The vesting schedule for the The Equitable 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Equitable Financial Life Insurance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is The Benefits Administrative Committee.
I left Equitable Financial Life Insurance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The Benefits Administrative Committee, (800) 829-2633) or the recordkeeper, Fidelity Investments Institutional. The Equitable Financial Life Insurance old 401(k) page lists the contacts from every plan filing. Find an old Equitable Financial Life Insurance 401(k)
Data from the public Form 5500 annual reports Equitable Financial Life Insurance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Equitable Financial Life Insurance. Not financial advice. Report a correction · Methodology