Exeter Finance 401(k) match, vesting and fees
What Exeter Finance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Weaver and Tidwell, L.L.P (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Exeter Finance: employer contribution per participant | $2,652 | |
| Peer median | $3,266 |
| Exeter Finance: average balance | $56,936 | |
| Peer median | $137,177 |
| Exeter Finance: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $51.3M at the end of plan year 2021 to $112M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,142 | $112M | $5.2M | $2,652 | 0.14% | Not published | Form 5500 ↗ |
| 2024 | 2,029 | $86.3M | $4M | $2,728 | 0.16% | Not published | Form 5500 ↗ |
| 2023 | 2,015 | $66.5M | $3.8M | $2,707 | 0.11% | Not published | Form 5500 ↗ |
| 2022 | 1,871 | $49.7M | $3.6M | $2,755 | 0.16% | Not published | Form 5500 ↗ |
| 2021 | 1,719 | $51.3M | $3.1M | $2,537 | 0.11% | Not published | Form 5500 ↗ |
Common questions
Does Exeter Finance match 401(k) contributions?
The match terms for the Exeter Finance LLC 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $5.2M in employer contributions, about $2,652 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Exeter Finance 401(k) match vested?
The vesting schedule for the Exeter Finance LLC 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Exeter Finance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Exeter Finance LLC.
I left Exeter Finance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Exeter Finance LLC, (469) 638-0498) or the recordkeeper, Fidelity Investments Institutional. The Exeter Finance old 401(k) page lists the contacts from every plan filing. Find an old Exeter Finance 401(k)
Data from the public Form 5500 annual reports Exeter Finance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Exeter Finance. Not financial advice. Report a correction · Methodology