Farmers Win Cooperative 401(k) match, vesting and fees
What Farmers Win Cooperative's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Gardiner + Company, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 197 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.
| Farmers Win Cooperative: employer contribution per participant | $1,524 | |
| Peer median | $2,013 |
| Farmers Win Cooperative: average balance | $66,304 | |
| Peer median | $66,282 |
| Farmers Win Cooperative: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.36% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $11.2M at the end of plan year 2021 to $15.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 300 | $15.4M | $354K | $1,524 | 0.10% | Not published | Form 5500 ↗ |
| 2024 | 281 | $13.5M | $327K | $1,461 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 251 | $11.7M | $336K | $1,507 | 0.12% | Not published | Form 5500 ↗ |
| 2022 | 235 | $9.8M | $306K | $1,452 | 0.11% | Not published | Form 5500 ↗ |
| 2021 | 226 | $11.2M | $297K | $1,491 | 0.11% | Not published | Form 5500 ↗ |
Other Farmers Win Cooperative plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
The Restated Contributory Retirement Plan for Cooperatives
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Farmers Win Cooperative match 401(k) contributions?
The match terms for the The Restated Thrift/Profit Sharing Plan for Cooperatives have not been published from its filing yet. The plan year 2025 filing reports $354K in employer contributions, about $1,524 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Farmers Win Cooperative 401(k) match vested?
The vesting schedule for the The Restated Thrift/Profit Sharing Plan for Cooperatives is not in the data published so far. Your Summary Plan Description states it.
Who manages the Farmers Win Cooperative 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Associated Benefits Corporation.
I left Farmers Win Cooperative. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Associated Benefits Corporation, (515) 226-0303) or the recordkeeper, Principal Life Insurance Company. The Farmers Win Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Farmers Win Cooperative 401(k)
Data from the public Form 5500 annual reports Farmers Win Cooperative filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Farmers Win Cooperative. Not financial advice. Report a correction · Methodology