Ferguson Construction 401(k) match, vesting and fees
What Ferguson Construction's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Retirement Solutions | Schedule C ↗ |
| Independent auditor | Mccrate, Delaet and Co. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.
| Ferguson Construction: employer contribution per participant | $1,762 | |
| Peer median | $2,411 |
| Ferguson Construction: average balance | $83,241 | |
| Peer median | $61,921 |
| Ferguson Construction: admin expenses ÷ assets | 0.46% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $13M at the end of plan year 2021 to $13.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 260 | $13.5M | $285K | $1,762 | 0.46% | Not published | Form 5500 ↗ |
| 2023 | 214 | $11.8M | $295K | $1,734 | 0.40% | Not published | Form 5500 ↗ |
| 2022 | 208 | $10.2M | $317K | $1,791 | 0.36% | Not published | Form 5500 ↗ |
| 2021 | 200 | $13M | $387K | $2,036 | 0.39% | Not published | Form 5500 ↗ |
Other Ferguson Construction plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ferguson Construction Company Profit Sharing 401(k) Plan for Administration
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Ferguson Construction match 401(k) contributions?
The match terms for the Ferguson Construction Company 401(k) Plan for Operations have not been published from its filing yet. The plan year 2024 filing reports $285K in employer contributions, about $1,762 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ferguson Construction 401(k) match vested?
The vesting schedule for the Ferguson Construction Company 401(k) Plan for Operations is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ferguson Construction 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Retirement Solutions. The plan administrator is Ferguson Construction Company.
I left Ferguson Construction. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ferguson Construction Company, (937) 498-2381) or the recordkeeper, Transamerica Retirement Solutions. The Ferguson Construction old 401(k) page lists the contacts from every plan filing. Find an old Ferguson Construction 401(k)
Data from the public Form 5500 annual reports Ferguson Construction filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ferguson Construction. Not financial advice. Report a correction · Methodology