Fiduciary Trust 401(k) match, vesting and fees
What Fiduciary Trust's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Wolf & Company , PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Fiduciary Trust: employer contribution per participant | $10,262 | |
| Peer median | $3,122 |
| Fiduciary Trust: average balance | $411,242 | |
| Peer median | $111,687 |
| Fiduciary Trust: admin expenses ÷ assets | 0.01% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $62M at the end of plan year 2021 to $81M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 200 | $81M | $2M | $10,262 | 0.01% | Not published | Form 5500 ↗ |
| 2024 | 195 | $68.1M | $1.9M | $9,902 | 0.01% | Not published | Form 5500 ↗ |
| 2023 | 187 | $59.7M | $1.8M | $10,075 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 175 | $48.3M | $1.6M | $9,625 | 0.01% | Not published | Form 5500 ↗ |
| 2021 | 167 | $62M | $1.6M | $9,536 | 0.01% | Not published | Form 5500 ↗ |
Other Fiduciary Trust plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Retirement Plan for Employees of Fiduciary Trust Company
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US LLC | Schedule C ↗ |
| Independent auditor | Wolf & Company, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Fiduciary Trust match 401(k) contributions?
The match terms for the Fiduciary Trust Company Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $2M in employer contributions, about $10,262 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Fiduciary Trust 401(k) match vested?
The vesting schedule for the Fiduciary Trust Company Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Fiduciary Trust 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is The Vanguard Group, Inc.. The plan administrator is Fiduciary Trust Company.
I left Fiduciary Trust. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Fiduciary Trust Company, (617) 482-5270) or the recordkeeper, The Vanguard Group, Inc.. The Fiduciary Trust old 401(k) page lists the contacts from every plan filing. Find an old Fiduciary Trust 401(k)
Data from the public Form 5500 annual reports Fiduciary Trust filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Fiduciary Trust. Not financial advice. Report a correction · Methodology