Finch Paper 401(k) match, vesting and fees

Plan year 2024 filingThe 401(k) Plan for Hourly Employees of Finch Paper LLC · Plan 003 · EIN 26-0186669Updated Oct 2026

What Finch Paper's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $796K in employer contributions, about $2,652 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$96,423
Average account balance
461
Participants (end of year)
$28.9M
Plan assets (end of year)
0.09%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorCmj, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.

Finch Paper: employer contribution per participant$2,652
Peer median$1,847
Finch Paper: average balance$96,423
Peer median$65,512
Finch Paper: admin expenses ÷ assets0.09%
Peer median0.32%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $30.7M at the end of plan year 2021 to $28.9M at the end of plan year 2024.

$30.7M2021$24.3M2022$26.7M2023$28.9M2024
End-of-year figures from each plan year's Form 5500 filing for the Finch Paper plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024461$28.9M$796K$2,6520.09%Not publishedForm 5500 ↗
2023437$26.7M$718K$2,4490.10%Not publishedForm 5500 ↗
2022472$24.3M$776K$2,5790.08%Not publishedForm 5500 ↗
2021436$30.7M$730K$2,4650.05%Not publishedForm 5500 ↗

Other Finch Paper plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

The 401(k) Plan for Salaried Employees of Finch Paper LLC

Plan 004 · EIN 26-0186669 · plan year 2024 filing
$181,234
Average account balance
236
Participants (end of year)
$37M
Plan assets (end of year)
0.05%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorCmj, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Salaried Retirement Plan of Finch Paper, LLC

Plan 002 · EIN 26-0186669 · plan year 2024 filing
$69,387
Average account balance
238
Participants (end of year)
$16.5M
Plan assets (end of year)
1.80%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperMilliman, Inc.Schedule C ↗
Independent auditorCmj, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Finch Paper match 401(k) contributions?

The match terms for the The 401(k) Plan for Hourly Employees of Finch Paper LLC have not been published from its filing yet. The plan year 2024 filing reports $796K in employer contributions, about $2,652 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Finch Paper 401(k) match vested?

The vesting schedule for the The 401(k) Plan for Hourly Employees of Finch Paper LLC is not in the data published so far. Your Summary Plan Description states it.

Who manages the Finch Paper 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Finch Paper LLC.

I left Finch Paper. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Finch Paper LLC, (518) 793-2541) or the recordkeeper, Fidelity Investments Institutional. The Finch Paper old 401(k) page lists the contacts from every plan filing. Find an old Finch Paper 401(k)

Data from the public Form 5500 annual reports Finch Paper filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Finch Paper. Not financial advice. Report a correction · Methodology