Find an old First-Citizens Bank & Trust 401(k)
First-Citizens Bank & Trust Company 401(k) Plan
First-Citizens Bank & Trust Company · Plan 003 · EIN 56-0223230 · Raleigh, NC
| Plan administrator | First-Citizens Bank & Trust Company 4300 Six Forks Road, Raleigh, NC 27609 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Fidelity Investments Institutional | Schedule C ↗ |
| Former employees with balances | 4,352 separated participants still had money in the plan | Form 5500 ↗ |
First-Citizens Bank & Trust Company Legacy 401(k) Plan
First-Citizens Bank & Trust Company · Plan 002 · EIN 56-0223230 · Raleigh, NC
| Plan administrator | First-Citizens Bank & Trust Company 4300 Six Forks Road, Raleigh, NC 27609 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Fidelity Investments Institutional | Schedule C ↗ |
| Former employees with balances | 375 separated participants still had money in the plan | Form 5500 ↗ |
First-Citizens Bank & Trust Company and Adopting Related Employers Pension Plan
First-Citizens Bank & Trust Company · Plan 001 · EIN 56-0223230 · Raleigh, NC
| Plan administrator | First-Citizens Bank & Trust Company 4300 Six Forks Road, P.O. Box 27131, Raleigh, NC 27609-5718 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Willis Towers Watson US LLC | Schedule C ↗ |
| Former employees with balances | 1,016 separated participants still had money in the plan | Form 5500 ↗ |
First Citizens Bank & Trust Company, Inc. Pension Plan
First-Citizens Bank & Trust Company · Plan 004 · EIN 56-0223230 · Raleigh, NC
| Plan administrator | First-Citizens Bank & Trust Company 4300 Six Forks Road, P.O. Box 27131, Raleigh, NC 27609-5718 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Willis Towers Watson US LLC | Schedule C ↗ |
| Former employees with balances | 375 separated participants still had money in the plan | Form 5500 ↗ |
Cit Group, Inc. Retirement Plan
First Citizens Bank & Trust Company · Plan 005 · EIN 56-0223230 · Raleigh, NC
| Plan administrator | First Citizens Bank & Trust Company 4300 Six Forks Road, P.O. Box 27131, Raleigh, NC 27609-5718 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Fidelity Investments Institutional | Schedule C ↗ |
| Former employees with balances | 1,477 separated participants still had money in the plan | Form 5500 ↗ |
First-Citizens Bank & Trust 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old First-Citizens Bank & Trust 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: First-Citizens Bank & Trust Company, (919) 716-2768. The accounts are held by the recordkeeper, Fidelity Investments Institutional. Have your Social Security number and dates of employment ready.
What is the First-Citizens Bank & Trust 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (919) 716-2768.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with First-Citizens Bank & Trust and does not hold accounts. Not financial advice. Report a correction