Find an old First Citizens Financial 401(k)
First Citizens Financial Corp. 401(k) Savings Plan
First Citizens Financial Corporation · Plan 004 · EIN 42-1113318 · Mason City, IA
| Plan administrator | First Citizens Financial Corporation 2601 4th St. SW, P.O. Box 1708, Mason City, IA 50401 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Epic Retirement Plan Services | Schedule C ↗ |
| Former employees with balances | 67 separated participants still had money in the plan | Form 5500 ↗ |
First Citizens Financial Corp Employee Stock Ownership Plan
First Citizens Financial Corp · Plan 003 · EIN 42-1113318 · Mason City, IA
| Plan administrator | First Citizens Financial Corp P.O. Box 1708, 2601 Fourth Street S.W., Mason City, IA 50402-1708 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 34 separated participants still had money in the plan | Form 5500 ↗ |
First Citizens Financial 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old First Citizens Financial 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: First Citizens Financial Corporation, (641) 423-1600. The accounts are held by the recordkeeper, Epic Retirement Plan Services. Have your Social Security number and dates of employment ready.
What is the First Citizens Financial 401(k) phone number?
The plan administrator phone number on the plan year 2025 filing is (641) 423-1600.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with First Citizens Financial and does not hold accounts. Not financial advice. Report a correction