First Cooperative Association 401(k) match, vesting and fees
What First Cooperative Association's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Eide Bailly, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 595 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.
| First Cooperative Association: employer contribution per participant | $2,827 | |
| Peer median | $1,917 |
| First Cooperative Association: average balance | $78,532 | |
| Peer median | $58,404 |
| First Cooperative Association: admin expenses ÷ assets | 0.44% | |
| Peer median | 0.38% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $28.3M at the end of plan year 2021 to $31M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 407 | $31M | $1.1M | $2,827 | 0.44% | Not published | Form 5500 ↗ |
| 2023 | 446 | $28.5M | $1M | $2,340 | 0.44% | Not published | Form 5500 ↗ |
| 2022 | 402 | $24.9M | $433K | $1,146 | 0.22% | Not published | Form 5500 ↗ |
| 2021 | 404 | $28.3M | $975K | $2,567 | 0.03% | Not published | Form 5500 ↗ |
Other First Cooperative Association plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Ubg 401(k) - Agstate
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Eide Bailly, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
The Restated Noncontributory Retirement Plan for Cooperatives
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Meriwether, Wilson and Co., PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does First Cooperative Association match 401(k) contributions?
The match terms for the Ubg 401(k) - Agstate Sh Match have not been published from its filing yet. The plan year 2024 filing reports $1.1M in employer contributions, about $2,827 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the First Cooperative Association 401(k) match vested?
The vesting schedule for the Ubg 401(k) - Agstate Sh Match is not in the data published so far. Your Summary Plan Description states it.
Who manages the First Cooperative Association 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is United Benefits Group.
I left First Cooperative Association. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Benefits Group, (816) 459-3300) or the recordkeeper, Empower Annuity Insurance Company O. The First Cooperative Association old 401(k) page lists the contacts from every plan filing. Find an old First Cooperative Association 401(k)
Data from the public Form 5500 annual reports First Cooperative Association filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with First Cooperative Association. Not financial advice. Report a correction · Methodology