First Florida Constructors retirement plan: assets, participants and fees
What First Florida Constructors' retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Inc Co of America | Schedule C ↗ |
| Independent auditor | Cherry Bekaert LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 157 defined-contribution plans in management of companies and enterprises with 100 to 499 participants.
| First Florida Constructors: employer contribution per participant | $9,343 | |
| Peer median | $1,900 |
| First Florida Constructors: average balance | $111,698 | |
| Peer median | $90,270 |
| First Florida Constructors: admin expenses ÷ assets | 0.11% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7M at the end of plan year 2021 to $12.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 110 | $12.3M | $1M | $9,343 | 0.11% | Not published | Form 5500 ↗ |
| 2024 | 133 | $9.8M | $1.1M | $7,988 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 141 | $7.9M | $948K | $6,724 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 147 | $6.4M | $960K | $6,534 | 0.11% | Not published | 5500-SF ↗ |
| 2021 | 118 | $7M | $819K | $6,939 | 0.08% | Not published | 5500-SF ↗ |
Common questions
Does First Florida Constructors match 401(k) contributions?
The match terms for the First Florida Constructors, LLC Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $1M in employer contributions, about $9,343 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the First Florida Constructors 401(k) match vested?
The vesting schedule for the First Florida Constructors, LLC Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the First Florida Constructors 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Inc Co of America. The plan administrator is First Florida Constructors, LLC.
I left First Florida Constructors. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (First Florida Constructors, LLC, (305) 665-1146) or the recordkeeper, Empower Annuity Inc Co of America. The First Florida Constructors old 401(k) page lists the contacts from every plan filing. Find an old First Florida Constructors 401(k)
Data from the public Form 5500 annual reports First Florida Constructors filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with First Florida Constructors. Not financial advice. Report a correction · Methodology