First Help Financial 401(k) match, vesting and fees
What First Help Financial's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Ins. Co of America | Schedule C ↗ |
| Independent auditor | Clifton Larson Allen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 9,213 defined-contribution plans in professional, scientific, and technical services with 100 to 499 participants.
| First Help Financial: employer contribution per participant | $2,161 | |
| Peer median | $2,521 |
| First Help Financial: average balance | $41,140 | |
| Peer median | $75,833 |
| First Help Financial: admin expenses ÷ assets | 0.54% | |
| Peer median | 0.27% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8M at the end of plan year 2022 to $12.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 443 | $12.4M | $653K | $2,161 | 0.54% | Not published | Form 5500 ↗ |
| 2023 | 351 | $9.6M | $486K | $2,273 | 0.55% | Not published | Form 5500 ↗ |
| 2022 | 279 | $8M | $485K | $2,838 | 0.54% | Not published | Form 5500 ↗ |
Common questions
Does First Help Financial match 401(k) contributions?
The match terms for the First Help Financial and Treacy & Company Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $653K in employer contributions, about $2,161 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the First Help Financial 401(k) match vested?
The vesting schedule for the First Help Financial and Treacy & Company Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the First Help Financial 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Ins. Co of America. The plan administrator is First Help Financial, LLC.
I left First Help Financial. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (First Help Financial, LLC, (866) 343-4345) or the recordkeeper, Empower Annuity Ins. Co of America. The First Help Financial old 401(k) page lists the contacts from every plan filing. Find an old First Help Financial 401(k)
Data from the public Form 5500 annual reports First Help Financial filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with First Help Financial. Not financial advice. Report a correction · Methodology