First Western Bank & Trust 401(k) match, vesting and fees
What First Western Bank & Trust's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Epic Retirement Plan Services | Schedule C ↗ |
| Independent auditor | Brady, Martz & Associates P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| First Western Bank & Trust: employer contribution per participant | $2,971 | |
| Peer median | $2,868 |
| First Western Bank & Trust: average balance | $95,988 | |
| Peer median | $95,281 |
| First Western Bank & Trust: admin expenses ÷ assets | 0.11% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $34.7M at the end of plan year 2021 to $43.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 455 | $43.7M | $1.4M | $2,971 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 451 | $40.3M | $1.3M | $2,901 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 422 | $32.8M | $1.2M | $2,841 | 0.06% | Not published | Form 5500 ↗ |
| 2021 | 444 | $34.7M | $980K | $2,438 | 0.08% | Not published | Form 5500 ↗ |
Other First Western Bank & Trust plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
First Western Bank & Trust Employees Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does First Western Bank & Trust match 401(k) contributions?
The match terms for the First Western Bank & Trust 401(k) have not been published from its filing yet. The plan year 2024 filing reports $1.4M in employer contributions, about $2,971 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the First Western Bank & Trust 401(k) match vested?
The vesting schedule for the First Western Bank & Trust 401(k) is not in the data published so far. Your Summary Plan Description states it.
Who manages the First Western Bank & Trust 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Epic Retirement Plan Services. The plan administrator is First Western Bank & Trust.
I left First Western Bank & Trust. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (First Western Bank & Trust, (701) 852-3711) or the recordkeeper, Epic Retirement Plan Services. The First Western Bank & Trust old 401(k) page lists the contacts from every plan filing. Find an old First Western Bank & Trust 401(k)
Data from the public Form 5500 annual reports First Western Bank & Trust filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with First Western Bank & Trust. Not financial advice. Report a correction · Methodology