Firstcash Holdings 401(k) match, vesting and fees
What Firstcash Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Whitley Penn LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 25 defined-contribution plans in retail trade with 5,000 to 9,999 participants.
| Firstcash Holdings: employer contribution per participant | $717 | |
| Peer median | $1,062 |
| Firstcash Holdings: average balance | $35,590 | |
| Peer median | $57,877 |
| Firstcash Holdings: admin expenses ÷ assets | 0.29% | |
| Peer median | 0.13% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $166M at the end of plan year 2021 to $257M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 9,459 | $257M | $5.2M | $717 | 0.29% | Not published | Form 5500 ↗ |
| 2024 | 9,210 | $212M | $6.1M | $879 | 0.27% | Not published | Form 5500 ↗ |
| 2023 | 7,222 | $191M | $4.9M | $716 | 0.36% | Not published | Form 5500 ↗ |
| 2022 | 7,355 | $157M | $3.5M | $489 | 0.38% | Not published | Form 5500 ↗ |
| 2021 | 7,435 | $166M | $3.5M | $477 | 0.43% | Not published | Form 5500 ↗ |
Common questions
Does Firstcash Holdings match 401(k) contributions?
The match terms for the Firstcash 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $5.2M in employer contributions, about $717 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Firstcash Holdings 401(k) match vested?
The vesting schedule for the Firstcash 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Firstcash Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Firstcash Holdings, Inc..
I left Firstcash Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Firstcash Holdings, Inc., (817) 335-1100) or the recordkeeper, Fidelity Investments Institutional. The Firstcash Holdings old 401(k) page lists the contacts from every plan filing. Find an old Firstcash Holdings 401(k)
Data from the public Form 5500 annual reports Firstcash Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Firstcash Holdings. Not financial advice. Report a correction · Methodology