Frontier Holdings 401(k) match, vesting and fees
What Frontier Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | July Business Services LLC | Schedule C ↗ |
| Independent auditor | Forvis Mazars LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Frontier Holdings: employer contribution per participant | $4,372 | |
| Peer median | $3,122 |
| Frontier Holdings: average balance | $157,595 | |
| Peer median | $111,687 |
| Frontier Holdings: admin expenses ÷ assets | 0.26% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $17.7M at the end of plan year 2021 to $21.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 137 | $21.6M | $599K | $4,372 | 0.26% | Not published | Form 5500 ↗ |
| 2024 | 168 | $19.4M | $553K | $3,785 | 0.18% | Not published | Form 5500 ↗ |
| 2023 | 171 | $17.3M | $551K | $3,697 | 0.18% | Not published | Form 5500 ↗ |
| 2022 | 169 | $14.4M | $511K | $3,814 | 0.29% | Not published | Form 5500 ↗ |
| 2021 | 153 | $17.7M | $512K | $3,791 | 0.36% | Not published | Form 5500 ↗ |
Common questions
Does Frontier Holdings match 401(k) contributions?
The match terms for the Frontier Holdings, LLC 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $599K in employer contributions, about $4,372 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Frontier Holdings 401(k) match vested?
The vesting schedule for the Frontier Holdings, LLC 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Frontier Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is July Business Services LLC. The plan administrator is Frontier Holdings, LLC.
I left Frontier Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Frontier Holdings, LLC, (402) 779-8978) or the recordkeeper, July Business Services LLC. The Frontier Holdings old 401(k) page lists the contacts from every plan filing. Find an old Frontier Holdings 401(k)
Data from the public Form 5500 annual reports Frontier Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Frontier Holdings. Not financial advice. Report a correction · Methodology