Frontwave Credit Union 401(k) match, vesting and fees
What Frontwave Credit Union's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Turner, Warren, Hwang & Conrad Ac (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Frontwave Credit Union: employer contribution per participant | $2,542 | |
| Peer median | $2,868 |
| Frontwave Credit Union: average balance | $72,152 | |
| Peer median | $95,281 |
| Frontwave Credit Union: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $27M at the end of plan year 2021 to $28.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 401 | $28.4M | $1M | $2,542 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 399 | $27.7M | $1M | $2,582 | 0.09% | Not published | Form 5500 ↗ |
| 2022 | 408 | $23.3M | $1.2M | $2,905 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 399 | $27M | $1M | $2,627 | 0.08% | Not published | Form 5500 ↗ |
Common questions
Does Frontwave Credit Union match 401(k) contributions?
The match terms for the Frontwave Credit Union Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $1M in employer contributions, about $2,542 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Frontwave Credit Union 401(k) match vested?
The vesting schedule for the Frontwave Credit Union Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Frontwave Credit Union 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Stancorp Financial Group. The plan administrator is Frontwave Credit Union.
I left Frontwave Credit Union. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Frontwave Credit Union, (760) 631-8700) or the recordkeeper, Stancorp Financial Group. The Frontwave Credit Union old 401(k) page lists the contacts from every plan filing. Find an old Frontwave Credit Union 401(k)
Data from the public Form 5500 annual reports Frontwave Credit Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Frontwave Credit Union. Not financial advice. Report a correction · Methodology