Fulton Financial 401(k) match, vesting and fees
What Fulton Financial's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fulton Bank, N.A. | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Fulton Financial: employer contribution per participant | $3,223 | |
| Peer median | $3,266 |
| Fulton Financial: average balance | $150,113 | |
| Peer median | $137,177 |
| Fulton Financial: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $529M at the end of plan year 2021 to $640M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 4,324 | $640M | $13.7M | $3,223 | 0.04% | Not published | Form 5500 ↗ |
| 2024 | 4,541 | $569M | $13.7M | $3,079 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 5,142 | $505M | $11.8M | $2,330 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 4,875 | $431M | $10.9M | $2,278 | 0.04% | Not published | Form 5500 ↗ |
| 2021 | 4,410 | $529M | $10.2M | $2,615 | 0.03% | Not published | Form 5500 ↗ |
Other Fulton Financial plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Fulton Financial Affiliates Defined Benefit Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Conrad Siegel | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Fulton Financial match 401(k) contributions?
The match terms for the Fulton Financial Corporation 401(k) Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $13.7M in employer contributions, about $3,223 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Fulton Financial 401(k) match vested?
The vesting schedule for the Fulton Financial Corporation 401(k) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Fulton Financial 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fulton Bank, N.A.. The plan administrator is Fulton Financial Corporation.
I left Fulton Financial. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Fulton Financial Corporation, (717) 291-2630) or the recordkeeper, Fulton Bank, N.A.. The Fulton Financial old 401(k) page lists the contacts from every plan filing. Find an old Fulton Financial 401(k)
Data from the public Form 5500 annual reports Fulton Financial filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Fulton Financial. Not financial advice. Report a correction · Methodology