Furniture Mart USA 401(k) match, vesting and fees
What Furniture Mart USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | First Bank & Trust | Schedule C ↗ |
| Independent auditor | Eide Bailly (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 126 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| Furniture Mart USA: employer contribution per participant | $788 | |
| Peer median | $996 |
| Furniture Mart USA: average balance | $32,726 | |
| Peer median | $47,401 |
| Furniture Mart USA: admin expenses ÷ assets | 0.13% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $29.3M at the end of plan year 2021 to $39.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,226 | $39.8M | $959K | $788 | 0.13% | Not published | Form 5500 ↗ |
| 2024 | 1,092 | $34.6M | $641K | $591 | 0.16% | Not published | Form 5500 ↗ |
| 2023 | 1,259 | $30.5M | $1M | $821 | 0.18% | Not published | Form 5500 ↗ |
| 2022 | 1,162 | $24.6M | $824K | $716 | 0.17% | Not published | Form 5500 ↗ |
| 2021 | 1,179 | $29.3M | $995K | $851 | 0.17% | Not published | Form 5500 ↗ |
Common questions
Does Furniture Mart USA match 401(k) contributions?
The match terms for the Furniture Mart USA, Inc. Employee Profit Sharing 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $959K in employer contributions, about $788 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Furniture Mart USA 401(k) match vested?
The vesting schedule for the Furniture Mart USA, Inc. Employee Profit Sharing 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Furniture Mart USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is First Bank & Trust. The plan administrator is Furniture Mart USA, Inc..
I left Furniture Mart USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Furniture Mart USA, Inc., (605) 336-5000) or the recordkeeper, First Bank & Trust. The Furniture Mart USA old 401(k) page lists the contacts from every plan filing. Find an old Furniture Mart USA 401(k)
Data from the public Form 5500 annual reports Furniture Mart USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Furniture Mart USA. Not financial advice. Report a correction · Methodology