Gardner Family Health Network 401(k) match, vesting and fees

Plan year 2025 filingGardner 401(k) Plan for Non-Union Employees · Plan 004 · EIN 94-1743078Updated Oct 2026

What Gardner Family Health Network's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $700K in employer contributions, about $1,155 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$43,361
Average account balance
642
Participants (end of year)
$26.3M
Plan assets (end of year)
0.16%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Company OSchedule C ↗
Independent auditorChw LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 294 defined-contribution plans in health care and social assistance with 500 to 999 participants.

Gardner Family Health Network: employer contribution per participant$1,155
Peer median$1,438
Gardner Family Health Network: average balance$43,361
Peer median$41,205
Gardner Family Health Network: admin expenses ÷ assets0.16%
Peer median0.33%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $25M at the end of plan year 2021 to $26.3M at the end of plan year 2025.

$25M2021$22.7M2022$26.4M2023$28.7M2024$26.3M2025
End-of-year figures from each plan year's Form 5500 filing for the Gardner Family Health Network plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025642$26.3M$700K$1,1550.16%Not publishedForm 5500 ↗
2024590$28.7M$744K$1,2670.43%Not publishedForm 5500 ↗
2023582$26.4M$691K$1,2220.35%Not publishedForm 5500 ↗
2022628$22.7M$1.4M$2,1640.32%Not publishedForm 5500 ↗
2021587$25M$906K$1,5510.34%Not publishedForm 5500 ↗

Other Gardner Family Health Network plans (3)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Gardner 401(k) Plan for Seiu Represented Employees

Plan 006 · EIN 94-1743078 · plan year 2025 filing
$32,664
Average account balance
338
Participants (end of year)
$10.3M
Plan assets (end of year)
0.36%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Company OSchedule C ↗
Independent auditorJwt & Associates LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Gardner 401(k) Plan for Afscme Local 101 Represented Employees

Plan 005 · EIN 94-1743078 · plan year 2025 filing
$14,640
Average account balance
335
Participants (end of year)
$4.6M
Plan assets (end of year)
0.38%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Company OSchedule C ↗
Independent auditorJwt & Associates, LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Gfhn Union Uapd 401(k) Plan

Plan 007 · EIN 94-1743078 · plan year 2025 filing
$189,246
Average account balance
110
Participants (end of year)
$20.8M
Plan assets (end of year)
0.23%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

Common questions

Does Gardner Family Health Network match 401(k) contributions?

The match terms for the Gardner 401(k) Plan for Non-Union Employees have not been published from its filing yet. The plan year 2025 filing reports $700K in employer contributions, about $1,155 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Gardner Family Health Network 401(k) match vested?

The vesting schedule for the Gardner 401(k) Plan for Non-Union Employees is not in the data published so far. Your Summary Plan Description states it.

Who manages the Gardner Family Health Network 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is Gardner Family Health Network, Inc..

I left Gardner Family Health Network. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Gardner Family Health Network, Inc., (408) 938-2160) or the recordkeeper, Empower Annuity Insurance Company O. The Gardner Family Health Network old 401(k) page lists the contacts from every plan filing. Find an old Gardner Family Health Network 401(k)

Data from the public Form 5500 annual reports Gardner Family Health Network filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Gardner Family Health Network. Not financial advice. Report a correction · Methodology