Gary Merlino Construction 401(k) match, vesting and fees
What Gary Merlino Construction's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Nwps | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.
| Gary Merlino Construction: employer contribution per participant | $4,612 | |
| Peer median | $2,501 |
| Gary Merlino Construction: average balance | $199,685 | |
| Peer median | $71,471 |
| Gary Merlino Construction: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $43.1M at the end of plan year 2021 to $48.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 446 | $48.1M | $1.1M | $4,612 | 0.14% | Not published | Form 5500 ↗ |
| 2024 | 487 | $42.6M | $1.1M | $4,268 | 0.19% | Not published | Form 5500 ↗ |
| 2023 | 516 | $40.4M | $975K | $3,695 | 0.22% | Not published | Form 5500 ↗ |
| 2022 | 554 | $35.9M | $902K | $3,566 | 0.10% | Not published | Form 5500 ↗ |
| 2021 | 631 | $43.1M | $869K | $3,194 | 0.08% | Not published | Form 5500 ↗ |
Common questions
Does Gary Merlino Construction match 401(k) contributions?
The match terms for the Merlino Companies Profit Sharing 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.1M in employer contributions, about $4,612 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Gary Merlino Construction 401(k) match vested?
The vesting schedule for the Merlino Companies Profit Sharing 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Gary Merlino Construction 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Nwps. The plan administrator is Gary Merlino Construction Company, Inc..
I left Gary Merlino Construction. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Gary Merlino Construction Company, Inc., (206) 762-9125) or the recordkeeper, Nwps. The Gary Merlino Construction old 401(k) page lists the contacts from every plan filing. Find an old Gary Merlino Construction 401(k)
Data from the public Form 5500 annual reports Gary Merlino Construction filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Gary Merlino Construction. Not financial advice. Report a correction · Methodology