Gem Plumbing and Heating 401(k) match, vesting and fees
What Gem Plumbing and Heating's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Edelman Financial Engines, LLC | Schedule C ↗ |
| Independent auditor | Templeton & Company, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 570 defined-contribution plans in construction with 1,000 to 4,999 participants.
| Gem Plumbing and Heating: employer contribution per participant | $636 | |
| Peer median | $2,900 |
| Gem Plumbing and Heating: average balance | $24,718 | |
| Peer median | $67,876 |
| Gem Plumbing and Heating: admin expenses ÷ assets | 0.39% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16.5M at the end of plan year 2021 to $26M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,132 | $26M | $669K | $636 | 0.39% | Not published | Form 5500 ↗ |
| 2023 | 1,133 | $26.4M | $658K | $646 | 0.75% | Not published | Form 5500 ↗ |
| 2022 | 1,046 | $22.5M | $669K | $713 | 0.78% | Not published | Form 5500 ↗ |
| 2021 | 769 | $16.5M | $392K | $547 | 0.89% | Not published | Form 5500 ↗ |
Other Gem Plumbing and Heating plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Gem Plumbing and Heating Co., Inc. Prevailing Wage Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Edelman Finanical Engines, LLC | Schedule C ↗ |
| Independent auditor | Templeton & Company, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Gem Plumbing and Heating match 401(k) contributions?
The match terms for the Gem Plumbing and Heating Co., Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $669K in employer contributions, about $636 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Gem Plumbing and Heating 401(k) match vested?
The vesting schedule for the Gem Plumbing and Heating Co., Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Gem Plumbing and Heating 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Edelman Financial Engines, LLC. The plan administrator is Gem Plumbing and Heating Co., Inc..
I left Gem Plumbing and Heating. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Gem Plumbing and Heating Co., Inc., (401) 861-7021) or the recordkeeper, Edelman Financial Engines, LLC. The Gem Plumbing and Heating old 401(k) page lists the contacts from every plan filing. Find an old Gem Plumbing and Heating 401(k)
Data from the public Form 5500 annual reports Gem Plumbing and Heating filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Gem Plumbing and Heating. Not financial advice. Report a correction · Methodology