General Motors Financial 401(k) match, vesting and fees
What General Motors Financial's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T Rowe Price Rps Inc | Schedule C ↗ |
| Independent auditor | Ernst and Young LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 118 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| General Motors Financial: employer contribution per participant | $4,017 | |
| Peer median | $3,354 |
| General Motors Financial: average balance | $128,367 | |
| Peer median | $126,365 |
| General Motors Financial: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.06% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $829M at the end of plan year 2021 to $1.1B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 8,348 | $1.1B | $33.1M | $4,017 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 8,413 | $904M | $32.5M | $3,922 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 8,403 | $716M | $26.3M | $3,175 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 8,134 | $829M | $21.4M | $2,674 | 0.02% | Not published | Form 5500 ↗ |
Common questions
Does General Motors Financial match 401(k) contributions?
The match terms for the Gm Financial Employees 401k Plan have not been published from its filing yet. The plan year 2024 filing reports $33.1M in employer contributions, about $4,017 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the General Motors Financial 401(k) match vested?
The vesting schedule for the Gm Financial Employees 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the General Motors Financial 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is T Rowe Price Rps Inc. The plan administrator is General Motors Financial Company, Inc.
I left General Motors Financial. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (General Motors Financial Company, Inc, (817) 302-8205) or the recordkeeper, T Rowe Price Rps Inc. The General Motors Financial old 401(k) page lists the contacts from every plan filing. Find an old General Motors Financial 401(k)
Data from the public Form 5500 annual reports General Motors Financial filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with General Motors Financial. Not financial advice. Report a correction · Methodology