GMS Concrete Specialists 401(k) match, vesting and fees

Plan year 2024 filingGms Concrete Specialists, Inc. 401(k) Profit Sharing Plan · Plan 002 · EIN 86-0487400Updated Oct 2026

What GMS Concrete Specialists' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $476K in employer contributions, about $3,716 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$38,834
Average account balance
152
Participants (end of year)
$5M
Plan assets (end of year)
0.21%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperCapital Research and Management CoSchedule C ↗
Independent auditorKimberlin Company PLLC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.

GMS Concrete Specialists: employer contribution per participant$3,716
Peer median$2,411
GMS Concrete Specialists: average balance$38,834
Peer median$61,921
GMS Concrete Specialists: admin expenses ÷ assets0.21%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $2.6M at the end of plan year 2021 to $5M at the end of plan year 2024.

$2.6M2021$2.8M2022$3.9M2023$5M2024
End-of-year figures from each plan year's Form 5500 filing for the GMS Concrete Specialists plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024152$5M$476K$3,7160.21%Not publishedForm 5500 ↗
2023139$3.9M$380K$3,1380.24%Not publishedForm 5500 ↗
2022141$2.8M$310K$2,5030.20%Not publishedForm 5500 ↗
2021130$2.6M$383K$3,2480.60%Not published5500-SF ↗

Other GMS Concrete Specialists plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Gms Concrete Specialists, Inc. Defined Benefit Plan

Plan 003 · EIN 86-0487400 · plan year 2024 filing
$31,282
Average account balance
96
Participants (end of year)
$3M
Plan assets (end of year)
0.79%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and statusPension (defined benefit) · ActiveForm 5500 ↗

Common questions

Does GMS Concrete Specialists match 401(k) contributions?

The match terms for the Gms Concrete Specialists, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $476K in employer contributions, about $3,716 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the GMS Concrete Specialists 401(k) match vested?

The vesting schedule for the Gms Concrete Specialists, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the GMS Concrete Specialists 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Capital Research and Management Co. The plan administrator is Gms Concrete Specialists, Inc..

I left GMS Concrete Specialists. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Gms Concrete Specialists, Inc., (602) 269-8341) or the recordkeeper, Capital Research and Management Co. The GMS Concrete Specialists old 401(k) page lists the contacts from every plan filing. Find an old GMS Concrete Specialists 401(k)

Data from the public Form 5500 annual reports GMS Concrete Specialists filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with GMS Concrete Specialists. Not financial advice. Report a correction · Methodology