Find an old Golden 1 Credit Union 401(k)
The Golden 1 Employee Savings and Investment Plan
Golden 1 Credit Union · Plan 003 · EIN 94-0362025 · Sacramento, CA
Active · plan year 2025 filing401(k)
| Plan administrator | Golden 1 Credit Union 8945 Cal Center Drive, Sacramento, CA 95826-3239 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Fidelity Investments Institutional | Schedule C ↗ |
| Former employees with balances | 770 separated participants still had money in the plan | Form 5500 ↗ |
Golden 1 Credit Union 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old Golden 1 Credit Union 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: Golden 1 Credit Union, (877) 465-3361. The accounts are held by the recordkeeper, Fidelity Investments Institutional. Have your Social Security number and dates of employment ready.
What is the Golden 1 Credit Union 401(k) phone number?
The plan administrator phone number on the plan year 2025 filing is (877) 465-3361.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Golden 1 Credit Union and does not hold accounts. Not financial advice. Report a correction