Governor and Company of the Bank of Ireland 401(k) match, vesting and fees
What Governor and Company of the Bank of Ireland's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Co | 2024 Schedule C ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 36,575 defined-contribution plans in finance and insurance with fewer than 100 participants.
| Governor and Company of the Bank of Ireland: employer contribution per participant | $3,759 | |
| Peer median | $2,959 |
| Governor and Company of the Bank of Ireland: average balance | $337,067 | |
| Peer median | $95,949 |
| Governor and Company of the Bank of Ireland: admin expenses ÷ assets | 0.28% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $32.7M at the end of plan year 2021 to $32M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 96 | $32M | $357K | $3,759 | 0.28% | Not published | 5500-SF ↗ |
| 2024 | 97 | $31M | $426K | $4,433 | 0.32% | Not published | Form 5500 ↗ |
| 2023 | 104 | $30.8M | $414K | $4,055 | 0.32% | Not published | Form 5500 ↗ |
| 2022 | 106 | $26.4M | $468K | $4,459 | 0.31% | Not published | Form 5500 ↗ |
| 2021 | 108 | $32.7M | $428K | $3,998 | 0.32% | Not published | Form 5500 ↗ |
Other Governor and Company of the Bank of Ireland plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Bank of Ireland Group U.S. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Wipfli LLP | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Governor and Company of the Bank of Ireland match 401(k) contributions?
The match terms for the Bank of Ireland Group U.S. 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $357K in employer contributions, about $3,759 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Governor and Company of the Bank of Ireland 401(k) match vested?
The vesting schedule for the Bank of Ireland Group U.S. 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Governor and Company of the Bank of Ireland 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is John Hancock Life Insurance Co. The plan administrator is The Governor and Company of the Bank of Ireland.
I left Governor and Company of the Bank of Ireland. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The Governor and Company of the Bank of Ireland, (203) 391-5900) or the recordkeeper, John Hancock Life Insurance Co. The Governor and Company of the Bank of Ireland old 401(k) page lists the contacts from every plan filing. Find an old Governor and Company of the Bank of Ireland 401(k)
Data from the public Form 5500 annual reports Governor and Company of the Bank of Ireland filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Governor and Company of the Bank of Ireland. Not financial advice. Report a correction · Methodology