Granite Rock 401(k) match, vesting and fees
What Granite Rock's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | T Rowe Price Rps Inc | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 118 defined-contribution plans in construction with 500 to 999 participants.
| Granite Rock: employer contribution per participant | $5,404 | |
| Peer median | $2,765 |
| Granite Rock: average balance | $287,815 | |
| Peer median | $76,416 |
| Granite Rock: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.24% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $125M at the end of plan year 2021 to $148M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 533 | $148M | $2.8M | $5,404 | 0.08% | Not published | Form 5500 ↗ |
| 2024 | 550 | $133M | $2.7M | $5,151 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 527 | $114M | $2.6M | $5,114 | 0.09% | Not published | Form 5500 ↗ |
| 2022 | 529 | $100M | $2.6M | $4,957 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 519 | $125M | $2.6M | $5,098 | 0.06% | Not published | Form 5500 ↗ |
Common questions
Does Granite Rock match 401(k) contributions?
The match terms for the Graniterock 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $2.8M in employer contributions, about $5,404 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Granite Rock 401(k) match vested?
The vesting schedule for the Graniterock 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Granite Rock 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is T Rowe Price Rps Inc. The plan administrator is Granite Rock Company.
I left Granite Rock. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Granite Rock Company, (831) 768-2059) or the recordkeeper, T Rowe Price Rps Inc. The Granite Rock old 401(k) page lists the contacts from every plan filing. Find an old Granite Rock 401(k)
Data from the public Form 5500 annual reports Granite Rock filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Granite Rock. Not financial advice. Report a correction · Methodology