Guaranty Bank & Trust 401(k) match, vesting and fees
What Guaranty Bank & Trust's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Carr Riggs & Ingram (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Guaranty Bank & Trust: employer contribution per participant | $2,082 | |
| Peer median | $2,868 |
| Guaranty Bank & Trust: average balance | $104,520 | |
| Peer median | $95,281 |
| Guaranty Bank & Trust: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $23.6M at the end of plan year 2021 to $44M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 535 | $44M | $876K | $2,082 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 466 | $28.9M | $534K | $1,340 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 329 | $21.3M | $464K | $1,632 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 301 | $23.6M | $392K | $1,518 | 0.02% | Not published | Form 5500 ↗ |
Other Guaranty Bank & Trust plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Guaranty Bank & Trust Company Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Guaranty Bank & Trust match 401(k) contributions?
The match terms for the Guaranty Bank & Trust of Belzoni, Ms 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $876K in employer contributions, about $2,082 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Guaranty Bank & Trust 401(k) match vested?
The vesting schedule for the Guaranty Bank & Trust of Belzoni, Ms 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Guaranty Bank & Trust 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Stancorp Financial Group. The plan administrator is Guaranty Bank & Trust Company.
I left Guaranty Bank & Trust. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Guaranty Bank & Trust Company, (662) 247-1454) or the recordkeeper, Stancorp Financial Group. The Guaranty Bank & Trust old 401(k) page lists the contacts from every plan filing. Find an old Guaranty Bank & Trust 401(k)
Data from the public Form 5500 annual reports Guaranty Bank & Trust filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Guaranty Bank & Trust. Not financial advice. Report a correction · Methodology