Guardian Pharmacy Services Management 401(k) match, vesting and fees
What Guardian Pharmacy Services Management's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Warren Averett, Llp. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 126 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| Guardian Pharmacy Services Management: employer contribution per participant | $1,581 | |
| Peer median | $996 |
| Guardian Pharmacy Services Management: average balance | $52,012 | |
| Peer median | $47,401 |
| Guardian Pharmacy Services Management: admin expenses ÷ assets | 0.13% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $121M at the end of plan year 2023 to $195M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,883 | $195M | $5.9M | $1,581 | 0.13% | Not published | Form 5500 ↗ |
| 2024 | 3,638 | $154M | $5M | $1,452 | 0.14% | Not published | Form 5500 ↗ |
| 2023 | 3,241 | $121M | $4.5M | $1,473 | 0.18% | Not published | Form 5500 ↗ |
Common questions
Does Guardian Pharmacy Services Management match 401(k) contributions?
The match terms for the Guardian Pharmacy Services Management, LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $5.9M in employer contributions, about $1,581 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Guardian Pharmacy Services Management 401(k) match vested?
The vesting schedule for the Guardian Pharmacy Services Management, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Guardian Pharmacy Services Management 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Guardian Pharmacy Services Management Benefits Administration Committe.
I left Guardian Pharmacy Services Management. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Guardian Pharmacy Services Management Benefits Administration Committe, (404) 389-1388) or the recordkeeper, Principal Life Insurance Company. The Guardian Pharmacy Services Management old 401(k) page lists the contacts from every plan filing. Find an old Guardian Pharmacy Services Management 401(k)
Data from the public Form 5500 annual reports Guardian Pharmacy Services Management filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Guardian Pharmacy Services Management. Not financial advice. Report a correction · Methodology