H&M Fashion USA 401(k) match, vesting and fees

Plan year 2024 filingH&M Hennes & Mauritz 401k Plan · Plan 001 · EIN 93-1778981Updated Oct 2026

What H&M Fashion USA's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $4.5M in employer contributions, about $1,469 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$46,148
Average account balance
3,190
Participants (end of year)
$142M
Plan assets (end of year)
0.11%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperVoya Retirement Insurance & AnnuitySchedule C ↗
Independent auditorBdo USA, P.C. (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 479 defined-contribution plans in retail trade with 1,000 to 4,999 participants.

H&M Fashion USA: employer contribution per participant$1,469
Peer median$1,023
H&M Fashion USA: average balance$46,148
Peer median$43,395
H&M Fashion USA: admin expenses ÷ assets0.11%
Peer median0.23%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $124M at the end of plan year 2023 to $142M at the end of plan year 2024.

$124M2023$142M2024
End-of-year figures from each plan year's Form 5500 filing for the H&M Fashion USA plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20243,190$142M$4.5M$1,4690.11%Not publishedForm 5500 ↗
20237,743$124M$4.9M$1,5580.12%Not publishedForm 5500 ↗

Other H&M Fashion USA plans (2)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

H&M Hennes & Mauritz Puerto Rico Employee Retirement Savings Plan

Plan 100 · EIN 93-1778981 · plan year 2024 filing
$23,233
Average account balance
4
Participants (end of year)
$93K
Plan assets (end of year)
0.03%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

H&M Employee Stock Ownership Plan

Plan 003 · EIN 93-1778981 · plan year 2024 filing
$560
Average account balance
8,898
Participants (end of year)
$4.7M
Plan assets (end of year)
10.41%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorBdo USA, P.C. (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does H&M Fashion USA match 401(k) contributions?

The match terms for the H&M Hennes & Mauritz 401k Plan have not been published from its filing yet. The plan year 2024 filing reports $4.5M in employer contributions, about $1,469 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the H&M Fashion USA 401(k) match vested?

The vesting schedule for the H&M Hennes & Mauritz 401k Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the H&M Fashion USA 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Voya Retirement Insurance & Annuity. The plan administrator is H&M Fashion USA, Inc..

I left H&M Fashion USA. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (H&M Fashion USA, Inc., (201) 246-4495) or the recordkeeper, Voya Retirement Insurance & Annuity. The H&M Fashion USA old 401(k) page lists the contacts from every plan filing. Find an old H&M Fashion USA 401(k)

Data from the public Form 5500 annual reports H&M Fashion USA filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with H&M Fashion USA. Not financial advice. Report a correction · Methodology