H & T Waterbury 401(k) match, vesting and fees
What H & T Waterbury's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Independent auditor | Cohnreznick LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| H & T Waterbury: employer contribution per participant | $2,860 | |
| Peer median | $1,847 |
| H & T Waterbury: average balance | $167,915 | |
| Peer median | $65,512 |
| H & T Waterbury: admin expenses ÷ assets | 0.27% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $25.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 451 | $25.4M | $432K | $2,860 | 0.27% | Not published | Form 5500 ↗ |
Common questions
Does H & T Waterbury match 401(k) contributions?
The match terms for the H&T Waterbury, LLC 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $432K in employer contributions, about $2,860 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the H & T Waterbury 401(k) match vested?
The vesting schedule for the H&T Waterbury, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the H & T Waterbury 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Merrill Lynch, Pierce, Fenner and S. The plan administrator is H & T Waterbury, LLC.
I left H & T Waterbury. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (H & T Waterbury, LLC, (203) 558-3138) or the recordkeeper, Merrill Lynch, Pierce, Fenner and S. The H & T Waterbury old 401(k) page lists the contacts from every plan filing. Find an old H & T Waterbury 401(k)
Data from the public Form 5500 annual reports H & T Waterbury filed with the U.S. Department of Labor (plan years 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with H & T Waterbury. Not financial advice. Report a correction · Methodology