H.Y.B., Inc. DBA Harper's 401(k) match, vesting and fees
What H.Y.B., Inc. DBA Harper's' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Transamerica Life Insurance Company | Schedule C ↗ |
| Independent auditor | Henderson, Hutcherson & Mccullough (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,141 defined-contribution plans in retail trade with 100 to 499 participants.
| H.Y.B., Inc. DBA Harper's: employer contribution per participant | $709 | |
| Peer median | $1,216 |
| H.Y.B., Inc. DBA Harper's: average balance | $30,417 | |
| Peer median | $50,590 |
| H.Y.B., Inc. DBA Harper's: admin expenses ÷ assets | 1.16% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7.2M at the end of plan year 2021 to $10.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 499 | $10.8M | $251K | $709 | 1.16% | Not published | Form 5500 ↗ |
| 2023 | 456 | $8.6M | $186K | $663 | 1.06% | Not published | Form 5500 ↗ |
| 2022 | 422 | $6.6M | $141K | $631 | 0.76% | Not published | Form 5500 ↗ |
| 2021 | 370 | $7.2M | $8,201 | $55 | 0.66% | Not published | Form 5500 ↗ |
Common questions
Does H.Y.B., Inc. DBA Harper's match 401(k) contributions?
The match terms for the H.Y.B., Inc. DBA Harper'S Retirement Program have not been published from its filing yet. The plan year 2024 filing reports $251K in employer contributions, about $709 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the H.Y.B., Inc. DBA Harper's 401(k) match vested?
The vesting schedule for the H.Y.B., Inc. DBA Harper'S Retirement Program is not in the data published so far. Your Summary Plan Description states it.
Who manages the H.Y.B., Inc. DBA Harper's 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Life Insurance Company. The plan administrator is H.Y.B., Inc. DBA Harper'S.
I left H.Y.B., Inc. DBA Harper's. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (H.Y.B., Inc. DBA Harper'S, (865) 684-2945) or the recordkeeper, Transamerica Life Insurance Company. The H.Y.B., Inc. DBA Harper's old 401(k) page lists the contacts from every plan filing. Find an old H.Y.B., Inc. DBA Harper's 401(k)
Data from the public Form 5500 annual reports H.Y.B., Inc. DBA Harper's filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with H.Y.B., Inc. DBA Harper's. Not financial advice. Report a correction · Methodology